Luxland View, Newquay
Coastline Housing are delighted to offer the sale of this two bedroom house, on the outskirts of popular town Newquay.
Share available to buy 50% for £95,000
Living Room - 15'3" x 17'1" (4.67 x 5.209)
Media points, double patio doors to front Garden and radiator
Downstairs WC - 3'3" x 6'0" (0.992 x 1.846)
White suite with pedastool wash hand basin
Kitchen - 11'6" x 9'4" (3.506 x 2.863)
Contemporary white high gloss kitchen base and eye level units with black slate effect worktop, Integrated Cooker and Hob Tarkett Texstar Vinyl Flooring in “Ibiza Solid Black”. Space for Washing Machine/ Fridge Freezer
Bedroom 1 - 12'7" x 15'1" (3.845 x 4.613)
Window to the front, media points and recess for wardrobe
Bedroom 2 - 8'2" x 10'4" (2.502 x 3.171)
Media points, window to the rear and radiator
Bathroom - 6'6" x 5'6" (1.990 x 1.682)
Contemporary Bathroom Suite, Mixer Shower Over Bath, Tarkett Texstar Vinyl Flooring in “Ibiza Solid Black”
Application Next Steps
Below is the steps to beginning your journey to your new home.
1. Help To Buy South West
If you are interested in buying and have not done so already, you will need to make sure you are registered with Help To Buy South West. They are the government agent specially put in place to overlook all applications for any shared ownership property. You will need to be registered with them in order for us to approve any shared ownership application. You can register here
In order to qualify for a shared ownership property with Coastline Housing, you will be required to complete a financial assessment which will indicate whether you can meet the affordability and sustainability of home ownership.
This financial assessment, if successful, will also inform us of the % share you are able to purchase. The financial assessment is carried out for us by a third party called TMP (The Mortgage People). To apply for this, simply go to their website and complete the step by step questionnaire. If there is any information you do not have for the property, TMP will, so please leave the field blank if possible or fill the box with a nominal figure.
TMP will then assess your financial ability to purchase one of our properties based on the information you have provided and will contact us to let us know the outcome. TMP will ask you to provide them with your full documentation to complete the assessment. Once this is all received they will notify us the assessment is complete.
3. Application Interview
When the steps above are completed contact the team to arrange an application interview. You will need to bring photo ID.
Once we have received the full financial assessment from TMP, we will contact you to discuss the outcome, if successful we will then nominate you as the elected purchaser to the seller. The seller will then be asked to approve the purchase and provide solicitors details and their signature.
Once the nomination paperwork is received back to us, we will issue the reservation paperwork. This paperwork will need to be fully read and checked. This paperwork has a complete breakdown of the purchase and will require you to provide solicitors details and signatures from all purchasing parties.
Once this is back into the office we are able to instructed solicitors by issuing the memorandum of sale. We would recommend instructing your mortgage broker to submit the full application for your mortgage at this point.